Secured Credit Card

Advanta is a niche credit card provider that provides small businesses with credit offers to fit their everyday needs. Unlike many other card issuers, Advanta does not provide any offers for consumers, but consumers can indeed apply for Advanta credit cards as no EIN is required in the credit card application.

The company has offered the custom cards for quite a long time. The custom card is unique as it allows small business owners to put their business logo the face of their cards. You can also put your business name on the face of your credit card in addition to your logo. Capital One offers a similar feature through their build your own card program, but this card seems to be the better choice for small businesses.

The logo card comes with competitive features as well. The balance transfer APR is 0% for 15 months. In addition, Advanta offers a low APR after the introductory period is over (currently 7.99%). The purchase APR is also quite competitive (7.99% at the time of writing).

Like most business credit card issuers, Advanta offers a rich set of rewards with the logo card. Small business owners will receive unlimited rewards in form of cash back, travel, and merchandise rewards. You can earn 1 point per every dollar in purchases, and there are no blackout dates on air travel. Unlike most other business cards, Advanta does not charge an annual fee with the logo credit card, and there are no limits on points that one can earn.

Advanta credit card is designed for small businesses and offers free employee cards with no monthly spending limit per user. In addition, the custom card comes with $0 fraud liability, which is a must have feature for small businesses.

The custom card is not perfect. The rewards can be improved in comparison to rewards offered by American Express, Chase, and Discover. The card is designed for small businesses that have a very good credit history (700 credit score), which means not all businesses qualify for this card.The logo feature is a plus, but you should read the terms and conditions to find out if Advanta Customized card is right for your business.

Related to : www.tdcanadatrust.com

As a consumer, when choosing the right credit card for you, you need to take into consideration a number of things. For example, do you make your payments on time every month? Or do you need to rebuild your credit? If you have bad credit and thus, poor credit rating, the best option available is a range of ‘secured‘ credit cards. Generally, you can improve your credit rating in this way, where the deposit you make into the account, determines your credit.

In the following information I will show why each of the 9 credit cards I am writing about, are good.

If you need to rebuild or establish your credit and you want a low annual fee of $29 where you choose your credit limit, I would suggest the Secured Visa Platinum credit card from the Bank of America.

If you have no constant income or poor credit, the Secured Visa Credit Card from Applied Bank is a good choice, especially if you tend to make late payments. This card’s annual payment rate (APR) is fixed at 9,99% regardless of late payments.

MetaBank’s UltraVX Visa Card approves up to $25 000 cash on demand (patent pending) with loads of rewards, with instant approval regardless of credit rating.

The Black Diamond Visa card from Millennium Bank has quite a high ongoing APR of 19,5%, but you can get up to %100 000 travel accident insurance and you get a special high introductory savings rate. If you want to save some money, this is a good choice of card.

Plains Commerce Bank’s Access Visa Card and Total Access Card both offer 24-hour online account access and excellent customer service. The Access Visa Card offers immediate online decision while the Total Access Card offers you an instant decision, as long as you go directly to the bank itself.

The nice thing about American Pacific Bank’s Secured Visa card is that it offers no application processing fee. The deposit you make is the same as your credit. It is a great card if you need rehabilitation.

U.S. Bank’s SkyPass Secured Visa card offers great bonus miles as a reward, especially when making your first purchase and with renewal. It also offers up to $250 000 in Travel Accident Insurance.

Lastly, for a low annual fee of $18, Wells Fargo Bank’s Secured Visa card does offer higher interest rates, but you get free online access to your account, where you choose your payment due date, and you get free car rental insurance.

Related to : www.Paydayone.com www.wachoviabank.com www.zillow.com